Educational use
Website content, videos, calculators, estimates, models, and downloads are provided for general educational and informational purposes. They are not individualized professional advice. The Financial Disclaimer is incorporated into these terms.
Your responsibility
You are responsible for verifying inputs, assumptions, calculations, sources, and conclusions before relying on them. You must obtain qualified professional advice where appropriate.
Permitted use
You may view and use public content for personal, noncommercial educational purposes. You may share links and short attributed excerpts. You may not copy, resell, republish, scrape, reverse engineer, or create a competing commercial product from substantial portions of the models, code, workbooks, or content without written permission.
User submissions
You represent that you have the right to submit any information you provide. Do not submit confidential, proprietary, regulated, defamatory, unlawful, or third-party personal information without authorization.
Accuracy and availability
Content may contain errors, omissions, estimates, or outdated information. Features may change, be corrected, suspended, or removed without notice. No uptime, completeness, accuracy, or fitness for a particular purpose is guaranteed.
Third-party services and links
The site may link to or use third-party platforms, including YouTube, YakData, hosting, forms, email, payments, or analytics. Fortunes Visualized is not responsible for third-party services, content, availability, or policies.
Intellectual property
Fortunes Visualized names, designs, original text, models, graphics, code, videos, workbooks, and related materials are protected by applicable intellectual-property laws. Third-party names and materials remain the property of their respective owners.
Limitation of liability
To the fullest extent permitted by law, Fortunes Visualized, YakData, and their owners, contributors, and affiliates are not liable for losses, damages, costs, or claims arising from use of, inability to use, or reliance on the site or its content.
Changes and governing terms
These terms may be updated. Continued use after an update constitutes acceptance of the revised terms. A qualified attorney should review the final production version, including the governing-law and dispute provisions appropriate to the operating entity.